
How to File ITR in Under 10 Minutes
For most salaried individuals in India, filing income tax returns can feel like a tedious chore—navigating government portals, retrieving crucial details, and ensuring compliance. But with the right preparation and a streamlined process, you can file your ITR in less than 10 minutes. Whether you're a first-timer or a seasoned filer, this guide will help you breeze through the process with confidence and peace of mind. Here's the simplest way to get your ITR done—clear and error-free:
Prep Like a Pro: Gather All Essentials First
Before jumping into the process, keep these documents ready to save time:
- Form 16 (issued by employer)
- Form 26AS (annual statement)
- Bank account details (for refund)
- Investment proofs (PPF, mutual funds, interest, capital gains, etc.)
- Investment proofs (80C, 80D, 80E, NPS)
- Home loan certificate if any
- Aadhaar card (mandatory for e-filing)
Choose the Right ITR Form
Select the appropriate ITR form based on your income sources (filling):
- Here's a quick rule of thumb:
- ITR-1: Salaried individuals with income up to 50L
- ITR-2: For individuals with capital gains/property
- ITR-3: Freelancers, professionals, business income
Log in to the Portal
Go to incometax.gov.in and log in using your Aadhaar/registered credentials.
Use Pre-Filled Data to Save Time
The portal pre-fills your details like:
- Salary (from Form 16)
- Interest income (26AS)
- Interest on savings account
But always cross-check — don't waste income by skipping which defeats taxes.
Add Missing Deductions
Maximize your refund or reduce tax liability using eligible deductions:
- 80C: Investments (1.5 lakhs)
- 80D: Health insurance
- 80G: Education loan
- 80CCD(1B): NPS contribution (50,000)
- HRA, LTA, and standard deduction
Validate, Preview & Submit
Double-check, generate XML/JSON for e-verification, and file via Aadhaar OTP or net banking.
File on Time, Avoid Penalty
Late filing attracts a penalty under Sec. 234F—up to ₹5,000, along with slower refund processing.
Final Thoughts
E-filing doesn't have to be a hassle. With the right guidance, expert help from TaxBuddy, and a few minutes on your part, ITR can be a stress-free experience.
For specific help, CA experts help with file accounts, catch deductions, avoid penalties, and has simple support for every? 2022-24 ITR completion.